Thursday, May 7, 2009

I won't get too stressed over $75 Billion if I was a bank president... it is not HIS MONEY... it is OUR MONEY...these numbers are too large for me.

from The Wall Street Journal

Ten of the 19 largest U.S. financial institutions will be required to raise a combined $75 billion in capital, as the U.S. government for the first time divided healthy banks from those which may need help to weather a worsening economy.

The directives come after the government's weeks-long exercise testing how the 19 banks would fare under darker economic scenarios. Bernanke said the tests weren't "tests of solvency."

Losses in 2009 and 2010 at the 19 banks could total $600 billion under the government's scenario of a deepening economic downturn.

Mortgage loans and consumers loans could account for 70% of the potential losses.

http://online.wsj.com/article/SB124172137962697121.html#mod=djemalertNEWS

Fed's release: http://www.federalreserve.gov/newsevents/press/bcreg/20090507a.htm

Bernanke's statement: http://blogs.wsj.com/economics/2009/05/07/bernanke-statement-on-stress-tests/

Stress test overview: http://online.wsj.com/public/resources/documents/stresstestoverview20090507.pdf

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